Payday Loan Rates and Terms

UK Online Payday Loan is UK's leading online payday loans broker, which is committed to find payday loan according to your requirements and on the most competitive terms.

We have a panel of approved lenders to offer you fast online payday loans. By utilizing multiple lenders, we are able to provide loan to more customers, depending on their status, than any individual lender and our acceptance rate is thus around 99%.

What is our APR?
The APR stands for Annual Percentage Rate and is the interest payable on the amount borrowed and other charges expressed as an annual rate. You will be informed the actual APR when your loan application is approved.
We work with several payday loan lenders. We will find you the best payday lender depending on your situation. Typical APR rate for a 31-day would be 2255%.
APR for payday loans might seem very high, but are in most cases, actually cheaper than paying charges for overdraft, bounced cheque, late payment of credit card bill or utility bill. Considering that loan is disbursed within 24 hours and bad credit history does not matter, a payday loan is the best option for meeting unexpected expenses until next payday.

Do you wish to pre-pay your loan?
Yes, you can prepay and get charged only for the days you had borrowed loan money.

What if you wish to extend loan period?
We understand that there may be circumstances when you are unable to repay on the due date. You may extend your loan by calling Customer Care representative.

Are you an existing customer?
As a repeat customer, you will be eligible for a maximum loan amount of £1500, provided you have repaid your previous loan amount in full. You will enjoy lower APR rate and faster approval if loan was repaid in time.